Relationships
Banks
Who we borrow from, what they require, how fast they move, and where we still have capacity.
Total Commitments
$23.20M
Outstanding Balances
$13.21M
Deposits Held
$6.45M
Remaining Capacity
$22.79M
Gulf Coast Bank & Trust
Dana Whitfield · 2 active loans
Committed
$4.85M
Balance
$2.61M
Deposits
$1.24M
Prime + 0.50%LTC 85%Close 19dFund 3.9d avg
Last deal Feb 11
Hancock Whitney
Rob Delacroix · 4 active loans
Committed
$6.40M
Balance
$3.98M
Deposits
$2.10M
SOFR + 2.75%LTC 80%Close 31dFund 6.7d avg
Last deal May 30
Delta First National
Cheryl Boudreaux · 3 active loans
Committed
$3.20M
Balance
$2.45M
Deposits
$480K
Prime + 0.75%LTC 80%Close 24dFund 5.1d avg
Last deal Jun 24
Riverbend Community Bank
Alan Meeks · 3 active loans
Committed
$2.75M
Balance
$1.31M
Deposits
$860K
Fixed 7.25%LTC 82%Close 16dFund 3.2d avg
Last deal Apr 8
Magnolia State Bank
Jill Tanaka · 3 active loans
Committed
$3.90M
Balance
$1.92M
Deposits
$1.45M
SOFR + 3.00%LTC 78%Close 27dFund 5.4d avg
Last deal Jul 2
Bayou Capital Bank
Victor Reyes · 2 active loans
Committed
$2.10M
Balance
$940K
Deposits
$320K
Prime + 1.00%LTC 80%Close 22dFund 6.1d avg
Last deal Mar 19
Bank Requirements Matrix
What each lender requires for underwriting — the packet builder uses this directly
| Requirement | Gulf Coast | Hancock | Delta First | Riverbend | Magnolia State | Bayou Capital |
|---|---|---|---|---|---|---|
| Company P&L | ||||||
| Company Balance Sheet | ||||||
| Personal Financial Statement | ||||||
| Tax Returns (2 yrs) | ||||||
| Entity Documents | ||||||
| Builder License | ||||||
| Insurance Certificate | ||||||
| Project Budget | ||||||
| Plans | ||||||
| Specifications | ||||||
| Purchase Agreement | ||||||
| Appraisal | ||||||
| Buildertrend Report | ||||||
| Construction Schedule | ||||||
| Sources & Uses | ||||||
| Guarantor Information |