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Riverbend · 3812 Holdings LLC · New Orleans, LA

3812 Lake Terrace

At Risk
8%
Complete
Est. May 20
Projected Margin
$355K
On $1.61M sale price

Loan Terms

Riverbend Community Bank

Commitment$900,000
Balance drawn$81,000
Availability$819,000
RateFixed 7.25%
LTC / LTV82% / 75%
Equity requirement18% cash equity
Interest reserve6 months required
RecourseFull recourse

Equity & Sources

Where the money is coming from

Builder equity planned$220,000
Builder equity invested$70,400
Remaining equity needed$149,600
Loan proceeds received$81,000
Pending draw reimbursement$54,560
Next 30-day spend$100,800

Remaining Availability

Can the loan still cover the job?

Commitment$900,000
Less balance drawn($81,000)
Less next draw #1($88,000)
Availability after next draw$731,000
Cost remaining to complete$1,041,600
Coverage gap$222,600
Commitment drawn
9% drawn · $819K available
Next draw
Draw #1$88,000
Target fundingFri, Sep 18
Cash floated until funding$26,500